Platforms for the next era
of financial services
One middleware. Four proven use cases. Bank-grade by design — AI-native by intent.
Bank Grade Platform
MiFiX.ai
You describe the requirement
MiFiX.ai converts it into a live product
Banking on MiFiX
MiFiX Eco-System — one platform connecting banks to ten product lines.
MiFiX has proven efficiency gains in excess of 500%.
Banking on MiFiX
MiFiX connects Banks, NBFCs and FIs seamlessly with customers, partners and the field.
MiFiX connects Banks, NBFCs and other Financial Institutions seamlessly with their customers, Business Correspondents, DSAs, field officers, branches and 3rd Party Partners — running the end-to-end loan lifecycle on one platform.
- Banks
- NBFCs
- Other FIs
- Customers
- Business Correspondents
- DSAs
- Field Officers
- Branches
- 3rd Party Partners
MiFiX has proven efficiency gains in excess of 500%.
- Originate customers
- Complete KYC
- Underwrite loans
- Complete documentation
- Open accounts
- Disburse payments
- Manage collections
- Meet reporting requirements
- Manage billing and settlement
Agri Loans on MiFiX
Digitised agri-credit — connecting Banks and NBFCs with farmers, agencies and the field.
MiFiX connects Banks, NBFCs and other Financial Institutions seamlessly with customers, Central/State Nodal Agencies, Farmer Organizations, Farmer Interest Groups, Business Correspondents, DSAs, field officers, branches and 3rd Party Partners — running the full agri-loan lifecycle including digitised asset records and Scale of Finance with seasonality.
- Banks
- NBFCs
- Other FIs
- Customers
- Central / State Nodal Agencies
- Farmer Organizations
- Farmer Interest Groups
- Business Correspondents
- DSAs
- Field Officers
- Branches
- 3rd Party Partners
- Originate customers
- Complete KYC
- Validate digitalized asset records
- Underwrite loans
- Scale of Finance with Seasonality
- Complete documentation
- Open accounts
- Disburse payments
FAR on MiFiX
Finance Against Remittances — for 250+ million migrant workers across 200+ corridors.
A rejuvenating innovation for 250+ million migrant workers across 200+ corridors.
FAR (Finance Against Remittances) is a rejuvenating innovation delivered via MiFiX in the X-Border Remittances Industry, addressing the financial services needs of 250+ million migrant workers and their dependents across 200+ remittance corridors globally.
- Host-country Remitters
- Money Transfer Operators / Networks
- Banks
- Payment Companies
- TELCOs
- Other FIs
- Home-country Beneficiaries
- Banks
- NBFCs
- Payment Networks
- 3rd Party Partners
- X-Border KYC
- X-Border Data Sync
- Underwriting
- Documentation
- Account Opening
- Remittances
- Reconciliation
- Reporting
- Billing & Settlement
Co-Lending on MiFiX
A single version of the truth — for Co-Lending and Direct Assignment.
MiFiX dissolves the Excel-driven, semi-digital, 1-to-1-integrated reality of Co-Lending and Direct Assignment with a 3-node architecture (Bank Node · Processing Node · NBFC Node) running on a permissioned blockchain — replacing reconciliation, middle-office overhead and IT-security concerns with trust-based, real-time data.
- Banks
- NBFCs
- MFIs
- Bank Node
- Processing Node
- NBFC Node
- Credit Bureau
- UIDAI e-KYC
- 3rd Party Services
Single Version of the Truth · No system dependency · Regulatory compliant · Real-time data with NPA tagging.
- Portfolio trigger & automated data flow
- Loan servicing & automated reconciliation
- Portfolio split & appropriation logic
- Unified accounting across nodes
- eSign / eStamp
- Real-time NPA tagging, reports & dashboards